Michigan bankruptcy attorneys can be located by contacting your local or Michigan state bar association’s Legal Referral Service (LRS) and requesting a referral to an attorney who practices in the area of consumer bankruptcy law.
Wayne County Bankruptcy Lawyer Serving Detroit
Filing for bankruptcy can be a stressful situation, but it is important that you remember that you are not alone. Our firm prides ourselves in assisting our clients with dedicated and conscientious representation to help our clients achieve their desired outcomes. We truly believe that our clients are not numbers; they are people who deserve personalized representation from experienced and trusted attorneys. We are proud to provide our clients with 50 years of combined legal experience.
The LII Lawyer Directory contains lawyers who have claimed their profiles and are actively seeking clients. Find more Wayne County, Michigan Lawyers in the Justia Legal Services and Lawyers Directory which includes profiles of more than one million lawyers licensed to practice in the United States, in addition to profiles of legal aid, pro bono and legal service organizations.
Michigan Bankruptcy Laws
With chapter 7 bankruptcy laws, one could put a plan together to repay debt. The key here is to work with debt collection agencies and keep your payments on time. In return, the court may cut a deal on the remaining money owed. The Michigan state has established two bankruptcy districts which handle cases from either of the regions. There is the eastern district which has courts in the Bay City, Detroit and Flint regions and the western district which has courts in the Grand Rapids, Kalamazoo, Traverse City, Lansing and Marquette areas. The debtors should be aware of the courts to present their petitions so as to enjoy full benefits of the area. The district recognition s important since the application process usually differs from one district to another.
Wayne County, Michigan
Wayne County was the sixth county in the Northwest Territory, formed August 15, 1796 from portions of territorial Hamilton County, territorial Knox County and unorganized territory. It was named for the U.S. general "Mad Anthony" Wayne. It originally encompassed the entire area of the Lower Peninsula of Michigan, most of the Upper Peninsula, as well as smaller sections that are now part of northern Ohio, Indiana, Illinois and Wisconsin. By proclamation of the Territorial Secretary and Acting Governor, Winthrop Sargent, on August 15, 1796, the boundaries of Wayne County were declared to begin at the mouth of the Cuyahoga River then west to Fort Wayne, then to the southernmost point of Lake Michigan and along the western shore north to the territorial boundary in Lake Superior and then along the territorial boundary through Lake Huron, Lake St. Clair, and Lake Erie back to the starting point.
Criminal Defense Attorney – Family Law Lawyer – Garden City – Ann Arbor
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Michigan Bankruptcy Lawyer
A reaffirmation agreement is, as I’ve written here before, a separate agreement that you may have the option to sign in a Chapter 7 bankruptcy that, essentially, puts you back on the hook for the “reaffirmed” debt as if you had never filed for bankruptcy at all. A Chapter 7 bankruptcy discharges ALL debts owed (except for those deemed to be non-dischargeable by the US Bankruptcy Code, such as child support arrearages or most tax debts, among others), flat-out, unless a debt is “reaffirmed.”
Michigan Chapter 7 Bankruptcy or Michigan Chapter 13 Bankruptcy?
There are several situations where a Chapter 13 is preferable to a Chapter 7. A Chapter 13 bankruptcy is the only choice if you are behind on your mortgage or business payments and you want to keep your property, either in Michigan or another state, at the end of the bankruptcy process. A chapter 13 bankruptcy allows you to make up their overdue payments over time and to reinstate the original mortgage agreement. In general, if you have valuable property not covered by your Michigan bankruptcy exemptions that you want to keep, a chapter 13 filing may be a better option. Also, people file Chapter 13 bankruptcy because they have too much income to file a Chapter 7 bankruptcy or have the kind of debt that is non- dischargeable in a Chapter 7 (e.g. certain taxes).